Reimbursement through your health insurance provider

Did you know that most Belgian health insurance providers offer reimbursement for your sessions at BloomUp? We’ve summarized the amounts, conditions, and application process for 2026.

Practical reimbursement

Reimbursement by health insurance provider

CM and Helan work directly with BloomUp. If you are a member of either of these health insurance plans, we will automatically process your reimbursement. For other health insurance plans, you can also submit a claim form to have your session reimbursed.

CM and BloomUp Partnership
Automatic

CM advantage

€20 per session · up to €400 per year

As a CM member, you’ll receive a reimbursement of €20 per session on BloomUp (or €30 with the increased reimbursement). For young people, this amounts to up to €700 per year. You simply provide your national ID number once, and we’ll take care of the rest automatically.

More info about CM →
Helan and BloomUp Partnership
Automatic

Helan Advantage

€10 per call · up to €120 per year

As a Helan member, you’ll receive a €10 reimbursement per session with BloomUp, up to 12 sessions per year. This benefit applies to consultations not covered by statutory health insurance. Start your program via My Helan so that the offer is automatically activated.

More info about Helan →

Other health insurance plans

With these health insurance funds as well, your BloomUp sessions are eligible for reimbursement, either through an application form or a certificate.

P
€400

Partenamut

Independent Health Insurance Fund

€20 per session, up to 20 sessions per year with no age restrictions. Submit your claim via My Partenamut.

S
€120

Solidarity

Socialist Health Insurance Fund

€10 per session for adults (€15 with increased reimbursement), up to 12 sessions per year.

LM
€160

LM

Liberal Health Insurance Fund

€20 per session, up to about 8 sessions per year. Can be combined with the mindfulness subsidy.

N
€225

NZVL

Neutral Health Insurance Fund Flanders

€15 per session, up to 15 sessions per year. Submit your claim via Jouw NZVL.

V
€150

VNZ

Flemish and Neutral Health Insurance Fund

€10 per session for adults, €20 for children. Maximum of €150 per year.

H

HZIV

Supplementary Fund for Health and Disability Insurance

No additional coverage. Only statutory primary psychological care through the RIZIV network.

Prices apply to adults without an increased reimbursement, unless otherwise stated. All BloomUp psychologists are accredited by the Psychologists’ Commission and hold an RIZIV license, so your sessions are always eligible for reimbursement from your health insurance fund.

Here's how it works

Refunded in three steps

You don't have to look anything up or print anything out yourself. We'll make sure your reimbursement goes to the right place, so you can focus on your interviews.

1

Schedule your appointment

Answer a few questions and choose from three psychologists who are a good fit for you. You can book a free 15-minute introductory session right away.

2

Pay in advance

You pay the full amount to BloomUp in advance. A 30-minute coaching session costs an average of €37.50, and a 50-minute therapy session costs an average of €75.

3

We'll take care of the rest

For CM and Helan members, we process the reimbursement automatically. For other health insurance funds, you will receive a certificate that you must submit yourself. The amount will be deposited into your account within 2 to 3 weeks.

Our psychologists

Only licensed clinical psychologists

All psychologists on BloomUp are accredited by the Psychologists' Commission and hold an RIZIV license. This means your sessions are always eligible for reimbursement from your health insurance provider.

+160

Accredited psychologists with various specializations

3

Languages spoken: Dutch, French, English

8 years

average practical experience

Frequently Asked Questions

Everything you want to know

How does the reimbursement work in practice?

You pay the full cost of your session to BloomUp in advance. For CM and Helan, you simply provide your national ID number once, and we’ll handle everything with the health insurance fund. For other health insurance funds, you can request a certificate from your psychologist after the session and submit it yourself via your health insurance fund’s app or online portal.

The refund will be deposited into your account within 2 to 3 weeks.

Do I really have to pay in advance?

Yes, you pay for your appointment in advance via the BloomUp platform. This ensures a smooth process and allows the entire process with your health insurance provider to be handled automatically. Your reimbursement will then be deposited into your bank account.

Can I combine this with insurance through my employer?

Yes. You can combine the reimbursement from your health insurance fund with any outpatient or group insurance provided through your employer. First, apply for the benefit through your health insurance fund, and then request a certificate from BloomUp to submit to your employer’s insurance provider.

Can I use this for coaching as well?

The coaching offered on BloomUp is provided by the same licensed clinical psychologists and is a shorter form of counseling. This means that coaching sessions are also eligible for reimbursement, provided that your health insurance plan covers sessions with a licensed psychologist.

What if my health insurance provider isn't on the list?

Most Belgian health insurance plans offer coverage for psychological counseling provided by licensed psychologists. If your health insurance plan isn’t listed here, we recommend checking their website directly under “psychological care” or “reimbursements.” Since all of our psychologists are licensed, you’ll be eligible for coverage if your health insurance plan offers this benefit.

What about the statutory reimbursement through the RIZIV?

The RIZIV covers primary psychological care at a rate of €11 per session (€4 with an increased reimbursement, free for young people up to age 23) through psychologists affiliated with a network of contracted providers. BloomUp psychologists work in their own private practices, so that regulation does not apply there. For most health insurance funds, the supplementary reimbursement is specifically intended for sessions outside that statutory network.

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