Question 1

Do I have to pay for the session up front?

Accepted Answer

Yes. You pay the full amount of the session to BloomUp, and your health fund transfers the contribution to your account afterwards. For 30 minute sessions that is on average 37.5 euro and for 50 minute sessions 75 euro. Psychologists set their own rate, so these are averages.

Question 2

Does the reimbursement cover coaching too?

Accepted Answer

Coaching on BloomUp is a shortened form of psychotherapy. Those sessions also qualify for a contribution from your health fund.

Question 3

Is it worth switching health funds?

Accepted Answer

The gap between the highest and the lowest benefit runs to several hundred euro per year. Do look at a fund's complete package rather than the psychological benefit alone, and bear in mind that a switch only takes effect after a waiting period.

Question 4

How many sessions are reimbursed?

Accepted Answer

That differs per fund. Some funds cap the number of sessions per calendar year, others work with a maximum amount per year and no limit on the number of sessions. The table above shows which of the two applies per fund.

Question 5

How current are these amounts?

Accepted Answer

Each fund shows the date we last checked the amount with the fund itself, with a link to their own page. Funds revise their benefits per calendar year, so confirm the amount with your own fund before you book a session.

Psychologist reimbursement: Freie Krankenkasse

Freie Krankenkasse

How do you claim it?

Frequently asked questions

A different health fund?

Waiting lists do not help, we do

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